:root{--navy:#0B1F3A;--navy2:#132D52;--teal:#0B7A70;--teal2:#14B8A6;--mint:#E6FAF7;--ink:#1B2433;--mut:#5B6678;--line:#E3E8EF;--bg:#F7F9FC}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;font-size:17px}
img{max-width:100%;height:auto;display:block}a{color:var(--teal)}h1,h2,h3{color:var(--navy);line-height:1.2;letter-spacing:-.02em}h1{font-size:clamp(2rem,4.5vw,3.1rem);margin:.2em 0 .4em}h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 .6em}h3{font-size:1.15rem;margin:.2em 0 .4em}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:780px}.section{padding:64px 0}.alt{background:var(--bg)}
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.08rem}.brand img{width:36px;height:36px}.brand span b{color:var(--teal)}
nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0}nav a{color:var(--ink);text-decoration:none;font-size:.95rem;font-weight:500}nav a:hover{color:var(--teal)}
.menu{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit}
.btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:10px;border:0;cursor:pointer;font-size:1rem}.btn:hover{background:#086158}.btn.ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn.sm{padding:9px 16px;font-size:.92rem}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 70%,#123f55 100%);color:#DCE6F2;padding:56px 0 64px}.hero h1{color:#fff}.hero .grid{display:grid;grid-template-columns:1.05fr 1fr;gap:44px;align-items:center}.hero img{border-radius:18px;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.kicker{display:inline-block;color:var(--teal);font-weight:700;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase}.hero .kicker,.page-head .kicker,footer .brand b{color:var(--teal2)}.hero p.lead{font-size:1.12rem;max-width:36em}.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.hero .btn.ghost{color:#fff;border-color:#5f7899}
.ticks{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.95rem}.ticks li:before{content:"✓ ";color:var(--teal2);font-weight:800}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}.card .tag{font-size:.8rem;font-weight:700;color:var(--teal);text-transform:uppercase;letter-spacing:.08em}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;list-style:none;padding:0}.steps li{background:#fff;border-radius:14px;padding:22px;border:1px solid var(--line)}.steps li:before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--mint);color:var(--teal);font-weight:800;margin-bottom:8px}
table{width:100%;border-collapse:collapse;background:#fff;font-size:.96rem}th,td{border:1px solid var(--line);padding:11px 12px;text-align:left;vertical-align:top}th{background:var(--navy);color:#fff}
.note{background:var(--mint);border-left:4px solid var(--teal);padding:14px 18px;border-radius:8px}
.band{background:var(--navy);color:#DCE6F2;border-radius:18px;padding:36px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}.band h2{color:#fff;margin:0}
form.lead{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;display:grid;grid-template-columns:1fr 1fr;gap:14px}form.lead .full{grid-column:1/-1}label{font-weight:600;font-size:.9rem;color:var(--navy)}input,select,textarea{width:100%;margin-top:4px;padding:11px 12px;border:1px solid #C9D2DE;border-radius:9px;font:inherit;background:#fff}input:focus,select:focus,textarea:focus{outline:2px solid var(--teal2);border-color:transparent}.hp{position:absolute;left:-9999px}
details{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0;background:#fff}summary{font-weight:700;cursor:pointer;color:var(--navy)}
.crumbs{font-size:.88rem;color:#9fb2c9;margin-bottom:6px}.crumbs a{color:#9fb2c9}
.page-head{background:var(--navy);color:#DCE6F2;padding:48px 0}.page-head h1{color:#fff}
footer{background:#081629;color:#9fb2c9;padding:48px 0 28px;font-size:.93rem}footer a{color:#cfe0f1;text-decoration:none}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}footer h3{color:#fff;font-size:1rem}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
.check{columns:3;list-style:none;padding:0}.check li{break-inside:avoid;padding:4px 0}.check li:before{content:"☐ ";color:var(--teal)}
@media(max-width:900px){.hero .grid{grid-template-columns:1fr}nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:12px 20px}nav.open{display:block}nav ul{flex-direction:column;gap:12px}.menu{display:block}.top .btn{display:none}footer .cols{grid-template-columns:1fr 1fr}form.lead{grid-template-columns:1fr}.check{columns:1}}